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January can be a challenging month for many service based small businesses. Sales dip, client activity slows down, and cashflow can feel tighter than usual after the rush of Q4. But the January slump doesn’t have to knock your business off course. With the right financial habits in place, you can protect your cash, plan confidently, and start the year on steady ground. In this post, I’m sharing practical steps small business owners can take to manage cashflow in January, plus